Home And Contents Insurance - Protecting Your Home And Everything Inside It
IAL has a range of products with flexible options designed to meet your needs and protect your home and your belongings. Choose cover for building or contents only, or combine the two into one single policy.
Choose from IAL three levels of Home and Contents Insurance:
Listed Events Base
Listed Events Base provides comprehensive cover for a series of listed events as well as options to specify items for cover away from the home. Listed Events Base covers:
- Theft/Break In
- Escape of Liquid
- Electric Motor Burnout
- Accidental Glass Breakage
- Riots/Civil Commotions Impact
Listed Events provides comprehensive cover for the same series of listed events but with more flexibility and higher limits of cover for your home and contents.
The most comprehensive level of protection providing cover for your home and/or contents that are accidentally destroyed lost or damaged with higher limits on all additional covers and benefits.
Motor Insurance - Keeping You On The Move
We have different levels of cover available with flexible excess options to ensure you and your car are covered.
The most complete level of protection for your car covering accidents, theft, fire and damage to your car and the property of others.
- Flexible excess options to reduce your premium
- If your new car is a total loss within the first three years (60,000km) we will replace your car with a new one including on road costs.
- Guarantee on repairs for as long as you own your car.
- Free rental car for up to 14 Days if your car is stolen.
- Lock and key replacement if your keys are stolen up to $2000.
- Cover for baby seats up to $500 damaged in an accident.
- Optional extras including free windscreen replacement and rental car options.
Third Party Property Damage
A basic level of cover that protects yourself financially if you accidentally cause damage to another car or other people’s property.
- Flexible excess options to reduce your premium.
- Legal liability cover up to $30 million.
- Additional cover for loss or damage caused by someone else who is not insured, up to $4000.
To get a quote on any of the IAL Products, please contact your Broker.